For the fourth and final master class of this cycle dedicated to the empowerment of women in their lives, professionally and personally, Miss Figaro focuses on a big word, always taboo: money.
Why do women save less than men? How do you get financial independence? Why and how to invest regardless of age and savings level? Both driven by deep convictions on the theme of economic independence, Maxime Carmignac, Managing Director of the British branch of the asset management company Carmignac, and Sibylle Le Maire, Executive Director of the Bayard Group at the initiative of ViveS Media, will share Friday 20 January at 9.00 am live on our site their commitments, their advice and their experiences.
Read alsoCouple and money: this financial gap that generally widens between the man and the woman
Do you know that already at the age of pocket money there is an imbalance in “reward” between little boys and little girls? At the university, this difference is 4 euros per month. In secondary school it rises to 10 euros among 16-18 year olds. Why ? Because girls are more likely to ask less than their male counterparts, and because their parents are more comfortable with the idea of offering them gifts – more than money… At the other end of the spectrum, female seniors are at the at the end of their working lives with lower pension and savings levels than men.
What happens between these two stages of life so that this inequality never ends? According to various studies, only 15 to 20% of women invest (compared to 40% of men). And even if they’re worried about it, more than 53% of 25-34 year olds would let their partner explore this thorny subject for themselves…
Build a strategy
Fear of not having enough resources to invest, fear of not understanding anything, lack of time, lack of attention also on the part of asset managers and other players in the banking sector who talk little to them – or in their range of low-paid products ( Livret A-type)… Women still reluctantly approach the crucial issue of their financial autonomy, hence an acute risk of impoverishment.
What women are trying to gain through wage increases, they may have already gained through investments
Maxim Carmignac
Real progress – from an early age – will come through education, to defuse the brakes and blockages. So that later on women are better able to defend what they are “worth” in the professional environment. And develop their financial base by better distributing costs and opting for an investment strategy. Give yourself time to listen to this masterclass: it will be your first placement!
See you on January 20 at 9 a.m. on the website madame.lefigaro.fr to follow the masterclass live
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